The average American household has 4,643 in debt.Credit cards, overdue bills, student loans, and any other kind of debt imaginable, crush families beneath this weight. There is a way out without declaring bankruptcy: debt consolidation.If you are struggling to manage your debt but unsure of what steps to take, you can look into solutions offered by loan consolidation companies. Many of these paths negatively affect your credit score, require long-term dedication and obligate you to still pay off the majority of what you owe.Debt consolidation companies communicate with your debtors to negotiate lower rates on your behalf.The top performers in our review are National Debt Relief, the Gold Award winner; New Era Debt Solutions, the Silver Award winner; and Accredited Debt Relief, the Bronze Award winner.
I felt like I was drowning in debt and after speaking to your representatives, I was relieved and felt like a weight was lifted.
"I was so pleased to find it easy to talk to my counselor about my debt problem.
He was very helpful in helping me find a budget I could work with and thanks to him, I was able to reduce my interest rate so I could pay off my debt." - V. from FL More Reviews "Thank you for helping me stay out of collections and make progress toward paying off my debt.
National Debt Relief is one of the country's largest and one of the most reputable debt settlement companies.
But if you're interested in learning more about how the debt relief process works, Debt has many highly rated interactive tools and resources to let you hit the ground running.